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Bathroom Finance - Spreading the cost of your dream bathroom

Here at Big Bathroom Shop you can spread the cost of your new bathroom, cloakroom or en-suite with a range of flexible bathroom finance options.

PayPal – Spend £99 or more and check out with PayPal credit to enjoy 0% finance up to 4 months

Klarna – Spend over £500 and enjoy up to 12 months interest free credit with Klarna – or if you need a little longer, select from interest-bearing options of up to 4 years (18.9% APR variable).

To discover more about the flexible bathroom payment options available – or to begin an application – click the logo below to find out how to spread the cost of a luxurious new bathroom with PayPal or Klarna.

Klarna Finance Options

'Interest Free' is a promotional rate, if a payment is missed the account will revert to the following. Purchase rate 18.9% p.a. (variable). Representative 18.9% APR (variable). Assumed Credit Limit £1,200.

Financing with a Klarna Account.

Pay over time.

  • Get what you love now. Pay over time.
  • Spread the cost of your purchase into equal monthly payments without paying interest.
  • No complex forms during the Klarna Account application - only 4 steps! 
  • Credit decision made in real-time.
  • Once approved, you will start a Klarna Account and make payments monthly.
  • You can also use this Account to finance future purchases up to your credit limit.
  • No passwords to remember. You will be emailed monthly statements.
  • You’re in control. Better management of your finances to spend how and when you want.

Don’t forget to pay. If you miss monthly payments, promotional interest rates are cancelled and you will be required to pay interest on repayments. Representative 18.9% APR (variable)

Representative (Variable)

18.9% APR

Purchase Interest Rate

18.9% p.a.

Assumed Credit Limit

£ 1,200

Credit is offered subject to financial circumstances. You must be at least 18.

The Klarna Account. How it works.

1. Add items to your basket and go to the checkout.

2. Select ‘Monthly Financing’ and choose your promotional plan to start the online application process.

3. Provide information about your financial circumstances and carefully read the pre-contract and information documents. 

4. Read the Klarna Account Agreement and click “sign” to confirm that you want to apply. The credit decision will be made instantly.

5. If you are approved, Klarna sends you a confirmation by email and sends the Klarna Account agreement by post. Confirmation and monthly statements with payment instructions are sent by email.

6. It’s easy to use again - once you’ve been approved you can order in the future with just one click.

Manage your Klarna Account

You can review your latest buys and settle your monthly statement at any time by accessing your Klarna account at www.klarna.com. If you need further assistance you can contact our customer care team for free, or use our online chat service.

www.klarna.com/uk/customer-service
 
Local number: 0203 0050 833
Freephone number: 0808 1893 333

Please find links below to Klarna's website where you can find more information on Financing.

Click here for information regarding Financing
Click here for frequently asked questions or Klarna's Customer Service


Financing FAQ’s

Who is Klarna? Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

How does Klarna Financing work? Spread the cost of your purchase into equal monthly payments with 18.8% interest. Financing is a promotional plan on the Klarna Account.

How do I use Klarna Financing? When you shop online, Klarna’s system reviews each order to determine which payments options are available to you. If Klarna Financing is offered, simply select this option. The first time you shop with financing you will be asked in to apply for a Klarna Account. If you’re approved Klarna will create an account for you and your order will be placed. Every time you shop with financing after that, you only need to agree to the purchase and won’t need to sign up again. The order amount will be added to your Klarna Account as additional promotional plans.

I have been asked to go to Klarna's site. Is this correct? If you have chosen to pay with Financing by Klarna, Klarna will send you an email with further details on how to pay.

Can I pay less than the amount owed each month? You can at any time chose to pay your minimum payment instead of your interest-saver payment. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. Should you chose to pay your minimum payment instead of your interest-saver payment this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable). It’s up to you.

Do I need to be 18? Klarna Financing is only available to people aged 18 or over and is an online exclusive payment method.

How do I manage my Klarna Account? Log in to the customer portal at Klarna.com at any time day or night, to review your purchases and settle your monthly statement. If you need further assistance, you can contact Klarna’s Customer Service team.

How can I increase my chances of being accepted for Financing? Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address. All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

How is my statement sent? If you chose to use Financing, we will send your monthly statement notification via email with instructions on how to make a payment and an overview of your Klarna Account. Once you have been landed on your Klarna Account overview page, simply select ‘Make a payment’ and enter the amount you wish to pay towards your balance.

What do I need to provide when I make a purchase? If you want to make a purchase with a Klarna Account you need to provide your mobile phone number and your email address as well as name, billing address and your date of birth. Your mobile number is required in case we need to reach you. All statements will be send to your email address. It's very important, that you give us the correct details, as otherwise you will not receive monthly statements and so be liable for late payment fees.

Is my payment information safe? Payment information is processed securely by Klarna. No payment information is transferred to us or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

How do I make a payment? First, log in at www.klarna.com/uk and visit your Klarna Account overview page. Then, simply select ‘Make a payment’ and enter the amount you wish to pay towards your balance. Should you have any questions or concerns when making a payment you can contact Klarna’s Customer Service here.

I haven't received an email with my statement. Please contact Klarna’s Customer Service via live chat or phone. They will be able to provide you with details on how to pay.

I have cancelled my order. How long will it take until I receive my refund? As soon as the store has registered your cancellation or your return, the refund will be processed within 5 business days.

What happens if I cancel or return my order? As soon as Big Bathroom Shop have accepted your cancellation/return, then Klarna will make any necessary adjustments your balance and provide further help if needed.

I have cancelled my order. How long will it take until I receive my refund? As soon as the store have registered your cancellation or your return, we will credit the balance back to your Klarna Account within next 5 business days.

I have asked for a refund. How will I be refunded? If you have paid for your order with card, the refund will be made back to your Klarna Account balance. If the Account ends up in a credit balance, this can be used towards future purchases or you can request it to be paid back by contacting Customer Service.

I've received my monthly statement and a payment is due, but I've not yet received my goods. You should of course not pay your statement until you've received your goods. In this case, we would ask that you contact the store and get an update on your order. You should also contact our Customer Service so that we can postpone the due date on your payment.

I still have questions regarding payment. Visit Klarna’s Customer Service for a full list of FAQ’s, live chat and telephone options.


Shopping with Klarna

You can view all of your Klarna purchases and payment schedule simply by logging onto Klarna.com/uk. If you need further assistance you can contact our customer care team for free, or use our online chat service 

Finance Calculator

How Can I Finance My Order?

In the checkout, select 'Monthly Financing with Klarna' and provide your information to complete the simple online application.

Read the pre-contract document & Klarna Account Agreement and click "sign" to confirm that you wish to apply - you’ll get an instant credit decision.

When approved, Klarna sends you a confirmation email and an account agreement by post.

You’re ready to go - and future orders can be made with just one click!

Bathroom Credit Calculator

Choose between Interest Free or Classic Credit (9.9% APR) options on any order over £500.

1 Select A Payment Option*  
2 Loan Amount Enter the amount you want to spend (min £500) £
3 Loan Term Choose how long you would like to pay
4 Get your quote

Finance Summary

Total amount to spend: £
Amount of Credit: £
Term:
Typical APR:
Monthly Payment: £
Total Amount Payable: £
< Edit Quote

* 'Interest' Free and 9.9% are promotional rates, if a payment is missed the account will revert to the following. Purchase rate 18.9% p.a. (variable). Representative 18.9% APR (variable). Assumed Credit Limit £1,200.

PayPal Credit 0% Interest Free Credit

The Representative Example below shows the typical costs of using a PayPal Credit limit, without using promotional offers:Purchase rate 19.9% p.a. (variable). Representative 19.9% APR (variable). Assumed Credit Limit £1,200.

0% Interest for 4 Months on purchases over £99

PayPal credit is a simple way to spread the cost of your new bathroom project!

How it works

Paypal Credit Basket

Spend Over £99 and visit PayPal today to apply for your PayPal Credit account. Choose to pay in instalments at 0% Interest for up to 4 months.

Paypal Credit Form

To apply, fill in the short application form and PayPal will give you an instant decision. If approved, your credit limit will appear in your PayPal account once you have accepted your Credit agreement.

Paypal Credit Card

Select PayPal as your payment method at checkout, log in to your account and choose PayPal Credit. Choose your monthly instalments and pay. It’s simple.

Make your big bathroom dream a reality by spreading the cost over 4 months with 0% Finance from PayPal Credit.

Simply spend over £99 to qualify. Visit PayPal.com today to apply for your PayPal credit account in minutes. PayPal will give you an instant decision, and if approved your credit limit will be available in your PayPal account to use for purchases at thousands of online stores.

Realise your Big Bathroom dreams today.

What is Paypal Credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases.

What credit offers are available?

A 0% interest offer you can use again and again: PayPal Credit’s 0% interest offer is better than just an introductory offer. Every time you spend £99 or more, you will automatically get 0% interest for 4 months on that purchase. *

Plus, you can spread the cost of purchases under £99 at the standard variable rate of interest, currently 19.9% p.a.

* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.

How do I apply?

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page.

The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Do I need to reapply if I already have PayPal Credit?

If you already have PayPal Credit you do not need to reapply, just select PayPal Credit as your payment option at checkout.

Do I need to have a PayPal account?

Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application.

Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept PayPal’s User Agreement.

What do I do if I am unsuccessful in applying for PayPal Credit?

If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. You can still use PayPal to complete your purchase.

What happens if I want to return the item I bought using my PayPal Credit?

Just return that item to us as you normally would with any order and we’ll refund the money to your PayPal Credit account – simple!

Once the funds have been returned to your account, that credit will be available to you as part of your PayPal Credit limit and can be used on all your future PayPal Credit purchases – including on any new and future instalment offers you may wish to undertake with us.

Got a Question about PayPal Credit at Big Bathroom Shop?

If you like the idea of spreading the cost of your new bathroom with 0% interest-free credit, but you’re not sure of how you can make it work for your order, feel free to contact our expert team with any questions you may have. You can give us a call on 0345 122 7569 or email us at info@bigbathroomshop.co.uk and we’ll help you to make the best choice to realise your big bathroom dreams.

What is the cost of PayPal Credit outside of promotional offers?

The Representative Example below shows the typical costs of using a PayPal Credit limit, without using promotional offers:

  • Purchase rate 19.9% p.a. (variable)
  • Representative 19.9% APR (variable)
  • Assumed Credit Limit £1,200

Before you apply, please make sure you:

  • Are a UK resident aged 18 years or older
  • Have a good credit history
  • Have not recently been declared bankrupt

Be employed and have an income greater than £7,500 per year


Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status. UK residents only.

Limitless Digital acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal (Europe) S.ä r.l. et Cie, S.C.A.,22-24 Boulevard Royal L-2449, Luxembourg.