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PayPal Credit 0% Interest Free Credit

The Representative Example below shows the typical costs of using a PayPal Credit limit, without using promotional offers:
Purchase rate 19.9% p.a. (variable). Representative 19.9% APR (variable). Assumed Credit Limit £1,200.


0% Interest for 4 Months on purchases over £99

PayPal credit is a simple way to spread the cost of your new bathroom project!

How it works

Paypal Credit Basket

Spend Over £99 and visit PayPal today to apply for you PayPal Credit account. Choose to pay in instalments at 0% Interest for up to 4 months.

Paypal Credit Form

To apply, fill in the short application form and PayPal will give you an instant decision. If approved, your credit limit will appear in your PayPal account once you have accepted your Credit agreement.

Paypal Credit Card

Select PayPal as your payment method at checkout, log in to your account and choose PayPal Credit. Choose your monthly instalments and pay. It’s simple.

Bathroom Finance - Spreading the cost of your dream bathroom

Make your big bathroom dream a reality by spreading the cost over 4 months with 0% Finance from PayPal Credit.

Simply spend over £99 to qualify. Visit PayPal.com today to apply for your PayPal credit account in minutes. PayPal will give you an instant decision, and if approved your credit limit will be available in your PayPal account to use for purchases at thousands of online stores.

Realise your Big Bathroom dreams today.

What is Paypal Credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases.

What credit offers are available?

A 0% interest offer you can use again and again: PayPal Credit’s 0% interest offer is better than just an introductory offer. Every time you spend £99 or more, you will automatically get 0% interest for 4 months on that purchase. *

Plus, you can spread the cost of purchases under £99 at the standard variable rate of interest, currently 19.9% p.a.

* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.

How do I apply?

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page.

The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Do I need to reapply if I already have PayPal Credit?

If you already have PayPal Credit you do not need to reapply, just select PayPal Credit as your payment option at checkout.

Do I need to have a PayPal account?

Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application.

Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept PayPal’s User Agreement.

What do I do if I am unsuccessful in applying for PayPal Credit?

If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. You can still use PayPal to complete your purchase.

What happens if I want to return the item I bought using my PayPal Credit?

Just return that item to us as you normally would with any order and we’ll refund the money to your PayPal Credit account – simple!

Once the funds have been returned to your account, that credit will be available to you as part of your PayPal Credit limit and can be used on all your future PayPal Credit purchases – including on any new and future instalment offers you may wish to undertake with us.

Got a Question about PayPal Credit at Big Bathroom Shop?

If you like the idea of spreading the cost of your new bathroom with 0% interest-free credit, but you’re not sure of how you can make it work for your order, feel free to contact our expert team with any questions you may have. You can give us a call on 0345 122 7569 or email us at info@bigbathroomshop.co.uk and we’ll help you to make the best choice to realise your big bathroom dreams.

What is the cost of PayPal Credit outside of promotional offers?

The Representative Example below shows the typical costs of using a PayPal Credit limit, without using promotional offers:

  • Purchase rate 19.9% p.a. (variable)
  • Representative 19.9% APR (variable)
  • Assumed Credit Limit £1,200

Before you apply, please make sure you:

  • Are a UK resident aged 18 years or older
  • Have a good credit history
  • Have not recently been declared bankrupt

Be employed and have an income greater than £7,500 per year


Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status. UK residents only.

Limitless Digital acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal (Europe) S.ä r.l. et Cie, S.C.A.,22-24 Boulevard Royal L-2449, Luxembourg.

Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status. UK residents only. BigBathroomShop is a trading name of Limitless Digital Group Ltd., a company authorised and regulated by the Financial Conduct Authority. Limitless Digital Group Ltd. acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.